International Students Scholarships and financial support USA US Private Education
US Private Education
- Future Students
- JCU Global Experience
-
International Students
- Find your course
- How to apply
- Study Abroad and Exchange
- Scholarships and financial support
- Prepare to arrive
- Life at JCU
-
Student stories
- Allied Health
- Arts & Social Sciences
- Biomedical Sciences
- Business, Law and Finance
- Engineering
- Environmental Science
- IT and Data Science
- Marine Biology
- Medicine and Dentistry
- Nursing and Midwifery
- Public Health and Tropical Medicine
- Research
- Science
- Social Work
- Study Abroad & Exchange
- Teaching and Education
- Tourism
- JCU Authorised Representatives
- Contact us
- Open Day
- How to apply
- Pathways to university
- Virtual Open Day
- Living on Campus
- Courses
- Publications
- Scholarships
- Parents and Partners
- JCU Heroes Programs
- Aboriginal and Torres Strait Islander in Marine Science
- Elite Athletes
- Defence
- Current Students
- New students
- JCU Orientation
- LearnJCU
- Placements
- CEE
- Unicare Centre and Unicampus Kids
- Graduation
- Off-Campus Students
- JCU Job Ready
- Safety and Wellbeing
- JCU Prizes
- Professional Experience Placement
- Employability Edge
- Art of Academic Writing
- Art of Academic Editing
- Careers and Employability
- Student Equity and Wellbeing
- Career Ready Plan
- Careers at JCU
- Partners and Community
- JCU-CSIRO Partnership
- Alumni
- About JCU
- Reputation and Experience
- Chancellery
- Governance
- Celebrating 50 Years
- Academy
- Indigenous Engagement
- Education Division
- Graduate Research School
- Research and Teaching
- Research Division
- Research and Innovation Services
- CASE
- College of Business, Law and Governance
- College of Healthcare Sciences
- College of Medicine and Dentistry
- College of Science and Engineering
- CPHMVS
- Anthropological Laboratory for Tropical Audiovisual Research (ALTAR)
- Anton Breinl Research Centre
- Agriculture Technology and Adoption Centre (AgTAC)
- Advanced Analytical Centre
- AMHHEC
- Aquaculture Solutions
- AusAsian Mental Health Research Group
- ARCSTA
- Area 61
- Lions Marine Research Trust
- Australian Tropical Herbarium
- Australian Quantum & Classical Transport Physics Group
- Boating and Diving
- Clinical Psychedelic Research Lab
- Centre for Tropical Biosecurity
- Centre for Tropical Bioinformatics and Molecular Biology
- CITBA
- CMT
- Centre for Disaster Solutions
- CSTFA
- Cyclone Testing Station
- The Centre for Disaster Studies
- Daintree Rainforest Observatory
- Fletcherview
- JCU Eduquarium
- JCU Turtle Health Research
- Language and Culture Research Centre
- MARF
- Orpheus
- TESS
- JCU Ideas Lab
- TARL
- eResearch
- Indigenous Education and Research Centre
- Estate
- Work Health and Safety
- Staff
- Discover Nature at JCU
- Cyber Security Hub
- Association of Australian University Secretaries
- Services and Resources Division
- Environmental Research Complex [ERC]
- Foundation for Australian Literary Studies
- Gender Equity Action and Research
- General Practice and Rural Medicine
- Give to JCU
- Indigenous Legal Needs Project
- Inherent Requirements
- IsoTropics Geochemistry Lab
- IT Services
- JCU Webinars
- JCU Events
- JCU Motorsports
- JCU Sport
- Library
- Mabo Decision: 30 years on
- Marine Geophysics Laboratory
- Office of the Vice Chancellor and President
- Outstanding Alumni
- Pharmacy Full Scope
- Planning for your future
- Policy
- PAHL
- Queensland Research Centre for Peripheral Vascular Disease
- Rapid Assessment Unit
- RDIM
- Researcher Development Portal
- Roderick Centre for Australian Literature and Creative Writing
- Contextual Science for Tropical Coastal Ecosystems
- State of the Tropics
- Strategic Procurement
- Student profiles
- SWIRLnet
- TREAD
- TropEco for Staff and Students
- TQ Maths Hub
- TUDLab
- UAV
- VAVS Home
- WHOCC for Vector-borne & NTDs
- Media
- Copyright and Terms of Use
- Australian Institute of Tropical Health & Medicine
- Pay review
Students may wish to consider borrowing a US private student loan for a variety of reasons. In most cases it will be because they are ineligible for US Federal Aid, wish to study a program that is ineligible for Federal Aid, or they require additional funds to supplement their Federal Aid. Generally all JCU programs that are ineligible for US Federal Aid will be eligible for a private student loan, provided students meet the lender assessment criteria.
To better understand the difference between US Federal Student Aid and a private student loan, comparison information is published by the US Department of Education at studentaid.gov
There is currently only one private student loan lender available for students enrolled at foreign schools, known as Sallie Mae. For more information, please refer directly to their website, Sallie Mae.
Once you have received a pre-approval notification from Sallie Mae, please contact the JCU International Compliance Officer (Sponsored Students).
Students need to apply to study at JCU and receive a Letter of Offer for their chosen program. Students also need to formally accept the Letter of Offer by completing and returning the relevant paperwork and documentation, as well as make an Advance Payment upfront. You cannot use the loan to cover the advance payment however you can apply to reduce the amount required upfront. This payment will be reduced depending on the amount of loan funds you are pre-approved for, but will not be less than AU$1000 plus OSHC & SSAF.
Once students have formally accepted a JCU offer to study, paid the deposit, and met any conditions of their offer, JCU will certify the loan. The loan will be released directly to JCU around the beginning of each of the main study periods. If you have borrowed additional funds to cover your living expenses, JCU will arrange payment to you once the tuition fees are paid in full.
Prospective borrowers may qualify for loans under the US Federal Student Aid program. The terms and conditions of Federal Student Aid may be more favourable than the provisions of the private student loans.